Privacy Policy
Effective date: November 14, 2026 · Last updated: November 14, 2026
Who we are
This website is operated by Jerome Checketts, an independent licensed insurance agent (Texas License #3295386; Florida nonresident License #W772066; NPN 19787688) ("I," "me," "we"). You can reach me at (726) 239-4361 or jerome@cornerstonefamilyprotection.com.
Information I collect
- Information you give me: your name, phone number, email address, state, best time to call, and whether you checked the call and text consent box.
- Consent records: the date and time you submitted the form, the web page and version of the consent language you saw, the exact consent wording, and (where available) your device's IP address and browser type. I keep this to show when and how you agreed to be contacted.
- Call and text records: phone numbers, dates and times, messages, and opt-out requests.
- Website data: my web host keeps standard server logs (such as IP address, browser, and pages visited) for security and operation. This site loads fonts from Google, which receives your IP address when the page loads. I do not use advertising cookies or sell browsing data.
- Information collected during an application: if you choose to apply for coverage, I collect what the insurance company's application requires (which may include health, date of birth, beneficiary, and payment information) by phone. I use it only to submit your application to the insurer you choose.
How I use it
To call or text you back, answer your questions, explain coverage options, help you apply if you choose to, schedule appointments, keep required records, honor opt-out requests, and comply with the law.
How I share it
- I do not sell your information. I do not share or sell it to other agents, lead buyers, or marketing companies.
- Insurance companies: only the information needed to get you a quote or submit an application, and only for companies you agree to apply with. Each insurer will give you its own privacy notice.
- Service providers who help me run my business and must keep it confidential: my phone and texting provider, web hosting and form provider, email provider, and secure cloud storage.
- Legal reasons: when required by law, a regulator such as the Texas Department of Insurance, or a court, or to prevent fraud.
Text messaging: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except service providers that help deliver my messages (such as my texting platform and wireless carriers).
Your choices
- Stop texts: reply STOP to any message.
- Stop calls or emails: tell me on the phone, call (726) 239-4361, email jerome@cornerstonefamilyprotection.com, or use the unsubscribe link in any marketing email. I honor requests promptly, and no later than 10 business days.
- Access, correct, or delete: email or call me. I may keep the minimum needed to honor your opt-out and meet legal record-keeping duties.
How long I keep it
I keep contact and consent records for at least five years after our last contact. I keep my do-not-contact list permanently so I don't contact you again by mistake. Records related to an insurance application are kept as long as the law and the insurance company require.
Security
I use reasonable safeguards, including password-protected accounts with two-factor authentication and limited access. No system is perfectly secure.
Where I can help
I am licensed in Texas and Florida (nonresident) only. This site is intended for adults (18+) in those states and is not directed to children.
Changes
If I change this policy, I'll post the new version here with a new "Last updated" date.
Contact
Jerome Checketts, Licensed Insurance Agent · (726) 239-4361 · jerome@cornerstonefamilyprotection.com